"Can I continue to work if I have HIV infection?"
Yes, you can continue working if you have HIV infection. HIV cannot be spread by contact that does not involve blood, semen, or vaginal secretions. Many years after infection, some people still have no symptoms and continue to work productively. In the later stages of HIV infection, illness may cause you to be too sick to work. It depends on your health and your job duties.
"What if my insurance company wants me to take a test?"
An insurance company may require that you be tested for HIV infection if you apply for a health or life policy. You have the right not to take the test. You must choose whether to take the test or find an insurer who will not ask you to do so. If the test is required, either to determine if you will be covered or to set the rates, you may wish to be tested anonymously or confidentially first.